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COVID-19 as a Trigger for Force Majeure: A Global Survey


NEW eBook Report! Understand the underwriting risks and claims-related court rulings on force majeure

Insurance law is interpreted on a state-by-state basis. Although business interruption coverage is determined by insurance policy provisions, courts tend to interpret insurance policies broadly, often finding for policyholders, even when a claim is denied by a carrier.

With this book, insurance professionals will be better prepared to:

  • Address claims based on force majeure,
  • Estimate their odds of prevailing in court, especially in claims related to the coronavirus,
  • Understand the rulings on force majeure generally and as they apply to insurance contracts in the states in which carriers do business,
  • Understand the risks they are asked to underwrite when a client wants to buy force majeure insurance, and
  • Advise clients, especially risk managers who are looking to add force majeure coverage to their insurance policies, with information on how that coverage could apply in a particular state in which the client does business.

The better informed an insurance broker is about the nuances of force majeure, for example, the better the broker will be at finding the right coverage for the client and for helping the client assess the risks of buying the coverage for a particular business in a specific state.

Updated Quarterly: This expert-written eBook is current with the October 2020 update of filings and rulings to help you stay on top of this rapidly developing legal issue.

This update highlights the insurance implications of COVID-19 and force majeure, including:

  • distinctions relevant to COVID-19 and force majeure
  • how a force majeure clause can be used to manage risk
  • how to advise a client
  • historical considerations of pandemics as force majeure events
  • what insurance policies cover force majeure events
  • the next steps for an insurance company after a global pandemic
  • October 2020 updates of case law, litigation filings, and executive orders for included states and countries

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